Coinsurance

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What is coinsurance?

Coinsurance is the percentage of the cost of healthcare services that are paid by a health plan member. Coinsurance is usually paid after the deductible]] has been paid. A typical coinsurance percentage is 10-50% of the cost of healthcare services.

Coinsurance is a form of cost-sharing between the health plan member and the health insurance company.

Coinsurance differs between different health plans. In many cases, the lower the monthly premium and deductible, the higher the coinsurance.